Do: Create a Spending Plan 

A spending plan, or budget, is a plan for how your needs, wants and savings goals will be met year-round.

Using a spending plan that works for you is a process of continually reviewing and editing. Below are outlines of how to get started: 

The cornerstone of winning at personal finance is using a spending plan that works for you.  Our counselors can assist with finding a spending plan that fits your preferences.