Make a gift that costs you nothing during your lifetime.

A Bequest is for you if...

• You want to help ensure our future viability and strength.
• Long-term planning is more important to you than an immediate income-tax deduction.
• You want the flexibility of a gift commitment that doesn't affect your current cash flow.

When it's time to begin planning your estate, you think about the people and institutions that have played a role in your life. You have supported Neighbors during your lifetime. You believe in our mission and understand that we will continue to make a positive difference in our community far into the future. How can you provide for our future support; by including a charitable bequest in your will or revocable trust.

A bequest is easy to arrange:

• It is not payable until death, so it does not affect your assets or cash flow during your lifetime.
• It is private – your will is not filed or made public until your death.
• It is revocable – you can change the provisions in your will or trust at any time until death.
• A charitable bequest or trust distribution is deductible for federal estate tax purposes, and there is no limit on the deduction your estate can claim. In addition, the gift is usually exempt from state inheritance taxes.

Ways You Can Make Your Bequest:

1. Specific Bequest - Your bequest can deliver a specific dollar amount, asset, or percentage of your estate.
2. Residual Bequest - You can give us all or a percentage of the balance remaining in your estate after expenses, taxes, and the specific bequests have been paid.
3. Contingent Bequest - Your bequest can be payable to Neighbors if the initial beneficiary is unable to inherit it.

To learn more contact Dan Russell, Neighbors, Inc. Development Director, at (651) 306.2148 or dan@neighborsmn.org.

This is not professional tax or legal advice. Donors must consult their tax and legal advisors regarding their specific situation.